Commercial Property Wizard

Loan Options

Contact Information

Compare & Select Banks

Thank You

Step 1 2 3 4
Buyer Profile

Only the mentioned 3 options are eligible for commercial property loans.


Which best describes your situation?




Loan Amount & LTV Ratio

The minimum loan amount for most banks is $100k. Generally LTV for owner occupancy of commercial property is 80% whereas for investment purposes would be 70%.


What loan amount are you looking at applying for?

$
e.g. 300000, 100k, 1.2m

Intended Purchase Date

Rates usually vary every couple of weeks. Indicating your approximate purchase date will enable the bankers to get back to you sooner should your case be urgent.


When do you intend to purchase the property?






Lock-in Period

Lock-in packages tie you down contractually to prevent you from switching banks for the duration of the contract. Lock-in periods typically vary from 1-3 years. The longer your lock-in period, the lower the interest rates.

If you are buying this property for investment and intend to sell it within the next 3-5 years, you should not take a Lock-In package because breaking the contract can result in stiff penalties.


Are you ok with being locked in to potentially enjoy lower rates?


Loan Tenure

Loan Tenure is the full duration of your loan. The maximum tenure is 30 years or until you turn 65, whichever is earlier. Shorter loan tenures mean that you pay less overall interest but incur higher monthly payments.

Please select your Loan Tenure (years)

What you’ll see next


What others are saying

  • "Best service I’ve come across. Keep it up!"

    Rajendran Saravanaprakash
  • "This is a very useful home loan comparison table. Save time going to each bank and check!"

    Wee Yam Hee
  • "Good starting point and information on the various parameters - useful and easy to understand."

    Watt Wai Mei

You are just 1 step away from comparing the latest home loan packages
Your information will not be stored unless you choose to be contacted
  • We value your privacy.

  • No spam, we promise!

Seenon

Your enquiry has been sent! You will be contacted shortly

In the mean time, help us spread the love!



What others are saying

  • "Best service I’ve come across. Keep it up!"

    Rajendran Saravanaprakash
  • "This is a very useful home loan comparison table. Save time going to each bank and check!"

    Wee Yam Hee
  • "Good starting point and information on the various parameters - useful and easy to understand."

    Watt Wai Mei

Have any Feedback or Compliments? We’d love to hear from you! :)