DBS Home Loan & Mortgage Interest Rates

With DBS Managed Mortgage, there're no surprises, no fluctuations, and no sudden rise in interest rates!


Taking up a mortgage is probably one of the most important financial decisions you'll ever make. After all, it's a lot of money for a very long time.

So instead of accepting mortgage rates that are subject to the bank's discretion, or to vaguely define factors such as processing costs, market rates, market competition and business costs that may adjust unexpectedly, you'll want to clearly know how you are being charged for your mortgage.

At DBS Managed Mortgage, we make it absolutely clear how much interest you'll pay to give you peace of mind. DBS Managed Mortgage pegs it interest rate to the Singapore Interbank Offered Rate (SIBOR)*. No other mortgage in town offers you such transparency.


HDB Home Loan Packages from DBS

No DBS Package Name Fixed/Floating Year 1 Rate Year 2 Rate Year 3 Rate Thereafter Selection
1 5 Yr Fixed (Thereafter: 3 Month SIBOR) > Requires Mortgage Insurance (Min Loan Size: $100k) Fixed 1.99%
1.99%
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2 3 Yr Fixed (Thereafter: 3 Month SIBOR) > Requires Mortgage Insurance (Min Loan Size: $100k) Fixed 1.38%
1.38%
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3 3 Yr Fixed (Thereafter: 3 Month SIBOR) (Min Loan Size: $100k) Fixed 1.48%
1.48%
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4 Floating: 3 Month SIBOR > With 1.49% CAP (First 3 Yrs) (Min Loan Size: $100k) Floating 3-mth Sibor + 0.85%
(1.24%)
3-mth Sibor + 0.85%
(1.24%)
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5 Floating: 3 Month SIBOR > With 1.49% CAP (First 3 Yrs) (Min Loan Size: $100k). Floating 3-mth Sibor + 1.00%
(1.39%)
3-mth Sibor + 1.00%
(1.39%)
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6 Floating: 3 Month SIBOR > With 1.88% CAP (First 3 Yrs) (Min Loan Size: $100k).. Floating 3-mth Sibor + 0.85%
(1.24%)
3-mth Sibor + 0.85%
(1.24%)
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7 Floating: 3 Month SIBOR > With 1.49% CAP (First 2 Yrs) (Min Loan Size: $100k)- Floating 3-mth Sibor + 1.00%
(1.39%)
3-mth Sibor + 1.00%
(1.39%)
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Private Home Loan Packages from DBS

No DBS Package Name Fixed/Floating Year 1 Rate Year 2 Rate Year 3 Rate Thereafter Selection
1 5 Yr Fixed (Thereafter: 3 Month SIBOR) > Requires Mortgage Insurance (Min Loan Size: $100k) Fixed 1.99%
1.99%
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2 3 Yr Fixed (Thereafter: 3 Month SIBOR) > Requires Mortgage Insurance (Min Loan Size: $100k) Fixed 1.38%
1.38%
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3 3 Yr Fixed (Thereafter: 3 Month SIBOR) (Min Loan Size: $100k) Fixed 1.48%
1.48%
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4 Floating: 1 Month SIBOR (Min Loan Size: $100k). Floating 1-mth Sibor + 0.75%
(1.07%)
1-mth Sibor + 0.75%
(1.07%)
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5 Floating: 1 Month SIBOR (Min Loan Size: $100k) Floating 1-mth Sibor + 0.65%
(0.97%)
1-mth Sibor + 0.65%
(0.97%)
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6 Floating: 3 Month SIBOR > With 1.49% CAP (First 3 Yrs) (Min Loan Size: $100k) Floating 3-mth Sibor + 0.85%
(1.24%)
3-mth Sibor + 0.85%
(1.24%)
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7 Floating: 3 Month SIBOR > With 1.49% CAP (First 3 Yrs) (Min Loan Size: $100k). Floating 3-mth Sibor + 1.00%
(1.39%)
3-mth Sibor + 1.00%
(1.39%)
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8 Floating: 3 Month SIBOR > With 1.88% CAP (First 3 Yrs) (Min Loan Size: $100k).. Floating 3-mth Sibor + 0.85%
(1.24%)
3-mth Sibor + 0.85%
(1.24%)
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9 Floating: 3 Month SIBOR > With 1.49% CAP (First 2 Yrs) (Min Loan Size: $100k)- Floating 3-mth Sibor + 1.00%
(1.39%)
3-mth Sibor + 1.00%
(1.39%)
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