UOB Home Loan & Mortgage Interest Rates

With a UOB Home Loan, we can finance up to 90% of the purchase price or valuation of your new home, whichever is lower.

Flexible Repayment Options
To make repayment as easy as it should be, we can tailor an instalment plan that is most suited to your needs. This way, your monthly cashflow will be easier on your pocket.

You can also maximise the use of your CPF savings, and give yourself more freedom in managing your finances.

Our Home Loan offers the most attractive interest rates in town. Try our UOB Home Loan Calculator to have an idea of the loan amount and monthy instalment that will suit you.

A bridging loan for a smoother transition
If you are awaiting the receipts from the sale of your existing property, we can provide a bridging loan to help you make the necessary downpayment first. That way, you won't miss the chance to own your dream home.

You'll enjoy the following additional benefits:

  • Free home fire insurance
  • Free valuation and processing
  • Preferential interest rates for Bridging Loan


To find out more, fill in your details below and a UOB banker will contact you with more details shortly.


HDB Home Loan Packages from UOB

No UOB Package Name Fixed/Floating Year 1 Rate Year 2 Rate Year 3 Rate Thereafter Selection
1 2 Yr Fixed (Thereafter: Internal Board Rate) (Min Loan Size: $100k) Fixed 1.28%
1.68%
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2 Floating: Internal Board Rate (Min Loan Size: $100k) Floating 0.85%
1.55%
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Private Home Loan Packages from UOB

No UOB Package Name Fixed/Floating Year 1 Rate Year 2 Rate Year 3 Rate Thereafter Selection
1 2 Yr Fixed (Thereafter: Internal Board Rate) (Min Loan Size: $100k) Fixed 1.28%
1.68%
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2 Floating: 3 Month SIBOR (Uncompleted Properties) (Min Loan Size: $100k) Floating 3-mth Sibor + 0.75%
(1.14%)
3-mth Sibor + 0.75%
(1.14%)
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3 Floating: 3 Month SIBOR (Min Loan Size: $100k) Floating 1-mth Sibor + 0.75%
(1.07%)
1-mth Sibor + 1.00%
(1.32%)
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4 Floating: 3 Month SIBOR (Min Loan Size: $100k). Floating 1-mth Sibor + 1.00%
(1.32%)
1-mth Sibor + 1.15%
(1.47%)
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5 Floating: Internal Board Rate (Min Loan Size: $100k) Floating 0.85%
1.55%
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